Every bureaucratic element of divorce has it’s sticky points, but I think working out a fair division of your joint finances is probably the worst, unless you have children that is, then it’s a whole new ball of wax.
If you are in the midst of a relatively amicable separation and are planning to negotiate the financial agreement nicely, that’s amazing and all well and good. You won’t incur huge court costs or legal bills for solicitors who will be more than happy to do it for you.
The Divorce and Separation Calendar at MoneyAdviceService.org.uk is a free online tool that will walk folks from England and Wales through absolutely every aspect of their finances and obligations.
You can input your details in anonymously, you don’t have to complete the whole thing in one hit, you can use approximate figures and adjust them at a later date and it will draw up various outcome scenarios, which will help you both reach your end point sooner rather than later.