Pensions are often the most overlooked, yet incredibly valuable asset when it comes to splitting your collective worth.
If you both have a reasonable portfolio, consider leaving them intact rather than each of you taking half of the other person’s; this pointless transaction will cost you dearly in the long run.
Conversely, a healthy pension on one side could be a useful tool when splitting immediate monies. For example, one partner may have all their needs met in the short term and not have an urgent requirement for liquid assets; trading short for long-term security could hold the key to a swift settlement.
I realise it’s the most tricky of topics, but do your best to negotiate calmly, either alone or with a mediator before engaging the solicitor to start bargaining on your behalf.
Of course, if at any stage you feel your ex is unjustly trying to hang you out to dry, leave it in the hands of the professionals and make plenty of noise; the fairest will in the world will not be able to reason with some.